The Risk Assessment Questionnaire, herein, offers a point-in-time assessment of risk tolerances of individual investors. All investors should be mindful of the level of risk that best suits their own particular circumstances. The implied risk tolerances (resulting from the completion of the Risk Questionnaire) are not intended to be anything more than a useful general guide to investment choices that might or might not be suitable for investors as part of an overall broad-based approach to investment opportunities. The general results offered by this assessment are not intended to constitute investment advice or recommendations regarding investment or retirement planning. The risk assessment is not specifically designed to capture your attitude to counterparty default and this factor should be considered in your assessment of different investment opportunities.