Articles

Goofy Data Protectionism

Nowadays, it is becoming increasingly popular for groups of people to communicate with each other using WhatsApp group chat. This…

Empathy

Empathy can sound like empty. It must not be confused. We all need to display empathy at this time. Empathy…

Can I Get Mortgage Approval Before I Have Saved the Full Deposit?

Background Our related article will help you to clarify exactly how much of a deposit you will require to cover…

10 Red Flags to Avoid with a Mortgage Application

Background A mortgage application involves a forensic examination of the finances and financial habits of the applicants. Below is a…

Can I Still Get Approved for an Exception to the Central Bank Mortgage Lending Limits?

Background Under the Central Bank rules for mortgage lending, the maximum mortgage amount allowable is 3.5 times the assessable income…

9 Reasons to Choose a Mortgage Broker Instead of Applying Directly to a Bank

Should I Use a Mortgage Broker or a Bank? Short answer? You should use a mortgage broker, of course! Specifically,…

How Much of a Deposit do I Need for a New Home?

Deposit Required The amount of the deposit required largely depends on what type of buyer you are, and what type…

Mortgages – How Much Can I Borrow?

Loan to Income (LTI) Limit In general, the maximum mortgage amount is 3.5 times the assessable income of the applicants.…

Am I a First-Time Buyer?

Definition of a First-Time Buyer The Central Bank of Ireland defines a first-time buyer (FTB) as “a borrower to whom…