Can I Get Mortgage Approval Before I Have Saved the Full Deposit?
Background Our related article will help you to clarify exactly how much of a deposit you will require to cover…
Background Our related article will help you to clarify exactly how much of a deposit you will require to cover…
Background A mortgage application involves a forensic examination of the finances and financial habits of the applicants. Below is a…
Background Under the Central Bank rules for mortgage lending, the maximum mortgage amount allowable is 3.5 times the assessable income…
Should I Use a Mortgage Broker or a Bank? Short answer? You should use a mortgage broker, of course! Specifically,…
Deposit Required The amount of the deposit required largely depends on what type of buyer you are, and what type…
Loan to Income (LTI) Limit In general, the maximum mortgage amount is 3.5 times the assessable income of the applicants.…
Definition of a First-Time Buyer The Central Bank of Ireland defines a first-time buyer (FTB) as “a borrower to whom…