Corporate Pensions

Corporate Pension & Risk Services

Secure Your Future with MMPI

At MMPI, we specialise in corporate pension and risk management, offering tailored solutions to protect businesses and their employees. Our expert team ensures financial security through comprehensive pension schemes and risk benefits—always securing the best value in the market.

Our Services

Corporate Pension Solutions

• Group Pension Schemes – Customised plans to maximise employee benefits and ensure compliance.

• Defined Contribution Plans – Flexible options with robust investment choices and clear employee guidance.

Risk Benefits Management

• Death in Service Benefits – Financial protection for employees’ families in the event of their passing.

• Group Income Protection – Ensuring financial stability for employees unable to work due to illness or injury.

Advisory Services

• Pension Scheme Design & Implementation – Aligning with business goals and regulatory standards.

• Compliance & Regulatory Support – Keeping your pension schemes compliant and risk-free.

• Employee Education & Engagement – Helping employees make informed financial decisions.

Master Trust Transition

• Seamless Transition Support – Navigating regulatory changes with expert guidance for a smooth shift to master trusts.

Key aspects of My Future Fund to be aware of:

  • Contributions will be based on Gross Salary, however, Tax Relief will not apply to employee contributions, instead the State will contribute a 3rd of employee’s contribution to compensate for Tax Relief.
  • Contribution levels are pre agreed and fixed for the life of the Fund
  • No AVC options
  • No Single Premium Options – Employee or Employer
  • Employees can opt out in month 7-8 
  • Employees who opt out will be auto enrolled at each increase point 
  • Limited fund choices – 4 Options – Default/Low/Medium/High Risk
  • No early retirement facility, retirement age 66 – matching State Pension age
  • No financial Advise provided – State introduced scheme

Employee 

Employer

State 

Sept 2025

1.50%

1.50%

0.50%

Sept 2028

3.00%

3.00%

1.00%

Sept 2031

4.50%

4.50%

1.50%

Sept 2034

6.00%

6.00%

2.00%

Auto-enrolment

The States new auto-enrolment pension scheme will be named, My Future Fund and is now set to go live on 30 September 2025. A new agency has been established to manage the auto-enrolment pension system, the National Automatic Enrolment Retirement Savings Authority (NAERSA) and Tata Consultancy Services has been appointed as the administrator and service provider.

Employers –
Who’s eligible, all employees who:

Employers – What to expect if employees are eligible

  • Aged between 23 – 60
  • Earning €20,000+ pa (across all employments)
  • Have no pension arrangement
  • NAERSA will be provided with a list of eligible employees from Revenue payroll data approximately 13 weeks in advance of go live
  • NAERSA will provide an online platform for both Employers and Employees to service any queries as they arise
  • NAERSA will issue a contribution demand for both Employers and Employees via payroll provider
Partner with MMPI for expert pension and risk management solutions that safeguard your business and employees.